Car Accident Chiropractic in Portland

If you have been injured in an auto accident, your treatment is 100% covered.

Auto accidents are traumatic events that frequently result in injury. Passengers of vehicles involved in a collision are subjected to a great deal of force that the human body is not well equipped to deal with. The body’s inability to handle the stress of this force typically results in injury.

Personal injury protection (PIP) insurance exists to cover expenses incurred due to injuries sustained in a car accident. PIP coverage is included automatically as part of all auto insurance policies for Oregon residents. This coverage also extends to all occupants of the vehicle at the time of a collision.

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Chiropractic Care for Car Accident Injuries

Neck pain is the most common complaint of whiplash associated disorder (WAD) and is reported in the vast majority of auto injury patients. Neck injuries suffered in a vehicle collision typically result from rapid hyperextension and hyperflexion which can occur during a collision at virtually any speed. These sudden movements overload the muscles, tendons, and ligaments of the neck and back, which leads to strains and sprains of those structures.

The pain may originate from the muscles, vertebrae, joints, or discs in the neck and back. Lack of treatment for these injuries may result in chronic pain due to improper healing, prolonged inflammation, and decreased joint mobility, possibly leading to future degeneration. It has been found that as many as 55% of people involved in a car accident experience chronic neck pain. Receiving care for injuries can significantly improve outcomes and prevent long-term pain.

Symptoms Of Whiplash​​​

Neck Pain

Neck Pain

Pain, stiffness, and inflammation are common symptoms following a car accident, and the neck is the most common area of complaint related to whiplash.
Back Pain

Back Pain

Like the neck, the back is a common area of complaint after a motor vehicle collision.

The back is subjected to many of the same acceleration and deceleration forces as the neck.

Arm Pain

Extremity Pain

Pain in the arms or legs following a car accident can be the result of direct impact with the steering wheel, dashboard, or floorboard. Or, the pain can be related to compressed nerves resulting in referred pain. A chiropractic exam will help pinpoint the cause.
Headache

Headache

Headaches are a common complaint after a car accident. Headaches can vary significantly in severity.

Intense headaches should not be ignored as they may be a symptom of a serious injury.

Whiplash symptoms are usually treatable with conservative care, and chiropractic care combined with massage and acupuncture forms the best treatment option. All three services are provided in one location at Premier Care Chiropractic, which is one reason why there is no better place in Portland to treat injuries suffered in a motor vehicle accident than Premier Care Chiropractic.
The best part is, you get the best care available with zero out-of-pocket cost to you.

How personal injury protection works:

Personal injury protection is a mandatory component of all auto insurance policies issued in Oregon. PIP coverage is there to ensure Oregon drivers and their passengers are afforded the care necessary to recover from the injuries suffered in a car accident. Personal injury protection requires the insurance companies to pay medical bills and certain living expenses while you recover from injuries suffered in a car accident.

PIP is automatically included in every auto insurance policy issued in Oregon and is available to every injured driver and passenger regardless of who was at fault in the accident. PIP is intended to protect all car accident victims while they recover and receive necessary medical treatment.

Personal injury protection requires the policy holder’s insurance to pay for all necessary medical treatment for the driver of the vehicle and all injured passengers. PIP is structured this way so that those injured in a crash do not have to wait until fault is determined to receive treatment for injuries.

Unlike with other auto insurance policy provisions, utilizing your personal injury protection will not increase your rates or premiums.

Who Receives Personal Injury Protection Benefits?

Vehicle Driver

Each driver’s insurance company is responsible for the PIP benefits of the insured driver.

Vehicle Passengers

The driver’s insurance company covers the PIP benefits initially. If a passenger still requires care after the driver’s PIP benefits exhaust the passenger may file a claim with their own motor vehicle insurance to provide additional benefits.

Pedestrians

The vehicle driver’s insurance company pays PIP benefits.

Bicyclists

The vehicle driver’s insurance will cover PIP benefits.

What PIP Covers For Oregon Drivers, Passengers, Pedestrians, & Cyclists

Medical Expenses

Up to $15,000 for any reasonable and necessary medical expenses including chiropractic care, massage, and acupuncture.

Lost Wages

70% of your pay up to $3,000 per month for up to one year if more than 14 days of work are missed due to injuries sustained in a car accident.

Childcare

$25 per day up to $750 for childcare if you are hospitalized for at least 24 hours due to a motor vehicle collision.

Opening a PIP claim

Call your insurance company to open a PIP claim as soon as possible after a motor vehicle accident. Getting treatment for your injuries as quickly as possible will lead to improved outcomes and decreased healing time.

Most insurers require a completed PIP application prior to benefits being obtained. Your insurer will need to know about your injuries and who will be providing your treatment in order to process the medical bills and wage loss claims. You will be asked to sign a medical release to the PIP insurance carrier because HIPPA laws require your insurance company to have a medical release to obtain your medical records and process your claim.

What to do after an accident:

  • Remain calm. Accidents are traumatic and your adrenaline is high.  Take a moment to gather yourself before attempting to move or exit the vehicle.

  • Check yourself and any passengers of your vehicle for injuries.  If you suspect that you or a passenger has sustained a serious injury call 911 immediately.

  • If the vehicles are drivable, move the cars to a safe place out of traffic.  If you can’t move the vehicles, use your vehicle’s hazard lights, flares, or cones to make you and your vehicle more visible to passing traffic.

  • Call 911 or police non-emergency (503-823-3333 in Portland) to report the accident, even if the accident is minor.

  • Collect information about the accident, including the name of the other involved party and witnesses, telephone number, license plate number, and insurance information.

  • Note all damage to both vehicles and take photographs of the damage.

  • Notify your insurance agent as soon as it is convenient in order to start the claim process.

  • Schedule your initial consultation with Premier Care.  Even if you’re only feeling sore, it is best to be evaluated to be sure there aren’t more significant injuries.

Dr. Tim Gallucci is a car accident chiropractor in Portland, Oregon. Dr. Tim is dedicated to helping people heal from injuries sustained in car accidents. It is his mission to get his patients pain free as quickly as possible. Whiplash and the pain that comes from the associated sprains and strains can have a major impact on the ability to perform normal activities of daily living. Come see Dr. Tim and get back to living your life.