Car Accident Chiropractic in Portland
If you have been injured in an auto accident, your treatment is 100% covered.
Personal injury protection (PIP) insurance exists to cover expenses incurred due to injuries sustained in a car accident. PIP coverage is included automatically as part of all auto insurance policies for Oregon residents. This coverage also extends to all occupants of the vehicle at the time of a collision.
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Chiropractic Care for Car Accident Injuries
The pain may originate from the muscles, vertebrae, joints, or discs in the neck and back. Lack of treatment for these injuries may result in chronic pain due to improper healing, prolonged inflammation, and decreased joint mobility, possibly leading to future degeneration. It has been found that as many as 55% of people involved in a car accident experience chronic neck pain. Receiving care for injuries can significantly improve outcomes and prevent long-term pain.
Symptoms Of Whiplash
Like the neck, the back is a common area of complaint after a motor vehicle collision.
The back is subjected to many of the same acceleration and deceleration forces as the neck.
Headaches are a common complaint after a car accident. Headaches can vary significantly in severity.
Intense headaches should not be ignored as they may be a symptom of a serious injury.
How personal injury protection works:
Personal injury protection is a mandatory component of all auto insurance policies issued in Oregon. PIP coverage is there to ensure Oregon drivers and their passengers are afforded the care necessary to recover from the injuries suffered in a car accident. Personal injury protection requires the insurance companies to pay medical bills and certain living expenses while you recover from injuries suffered in a car accident.
PIP is automatically included in every auto insurance policy issued in Oregon and is available to every injured driver and passenger regardless of who was at fault in the accident. PIP is intended to protect all car accident victims while they recover and receive necessary medical treatment.
Personal injury protection requires the policy holder’s insurance to pay for all necessary medical treatment for the driver of the vehicle and all injured passengers. PIP is structured this way so that those injured in a crash do not have to wait until fault is determined to receive treatment for injuries.
Unlike with other auto insurance policy provisions, utilizing your personal injury protection will not increase your rates or premiums.
Who Receives Personal Injury Protection Benefits?
What PIP Covers For Oregon Drivers, Passengers, Pedestrians, & Cyclists
Opening a PIP claim
Call your insurance company to open a PIP claim as soon as possible after a motor vehicle accident. Getting treatment for your injuries as quickly as possible will lead to improved outcomes and decreased healing time.
Most insurers require a completed PIP application prior to benefits being obtained. Your insurer will need to know about your injuries and who will be providing your treatment in order to process the medical bills and wage loss claims. You will be asked to sign a medical release to the PIP insurance carrier because HIPPA laws require your insurance company to have a medical release to obtain your medical records and process your claim.
What to do after an accident:
Remain calm. Accidents are traumatic and your adrenaline is high. Take a moment to gather yourself before attempting to move or exit the vehicle.
Check yourself and any passengers of your vehicle for injuries. If you suspect that you or a passenger has sustained a serious injury call 911 immediately.
If the vehicles are drivable, move the cars to a safe place out of traffic. If you can’t move the vehicles, use your vehicle’s hazard lights, flares, or cones to make you and your vehicle more visible to passing traffic.
Call 911 or police non-emergency (503-823-3333 in Portland) to report the accident, even if the accident is minor.
Collect information about the accident, including the name of the other involved party and witnesses, telephone number, license plate number, and insurance information.
Note all damage to both vehicles and take photographs of the damage.
Notify your insurance agent as soon as it is convenient in order to start the claim process.
Schedule your initial consultation with Premier Care. Even if you’re only feeling sore, it is best to be evaluated to be sure there aren’t more significant injuries.